Whole Life - Senior Choice & Family Choice

Product type: Whole Life Final Expense

Non-Citizen option – Use this product if your client does not have a Social Security Number,

Offers: Immediate, Graded, Return of Premium

Ages: 50 to 85 Senior Choice product

Ages 0 to 49 Family Choice product

Coverage amount: $3,000 to $30,000

Living benefits: Terminal illness advance 100% of death benefit

Confined care benefit: If the insured is confined to a nursing home at least 30 days after the policy is written, the insured can receive a monthly payment.  Monthly benefit of 5% of the face amount up to $5,000

Riders: Accelerated Death Benefit, Children’s benefit, Grandchild benefit, Nursing home waiver

Payment methods: Checking account

Agent commission: Full for Preferred & Standard. Reduced commission for Modified (MWL)

Application: eApp & Telephone Interview app: https://www.insuranceapplication.com/cgi/webapp/mobile/Queue.aspx

eApplication Training: Mobile eApp Training

Customer Brochure:

Agent Guide: AmAm Senior Choice FE Agent Guide

Agent Training: Agent Training Senior Choice and Family Choice Product guide

RX Guide: See agent guide above

RUN QUOTE

Website: https://www.americanamicable.com/Marketing/area/A/marketing.php

Sales Support:  800-736-7311 (prompts 1, 1, 2)

Apptical phone interview: 877-351-1773

Monday – Friday 7:30 am CST – 9:00 pm CST

Saturday – Sunday 9:00 am CST – 1:00 pm CST

Term Home Protector

Product type: Term 3 day turnaround time, no paramed exam, no phone interview

This product does require the customer to have a mortgage to qualify for this product.

Non-Citizen option – Use this product if your client does not have a Social Security Number,

Offers: Term, ROP

Ages: 20 – 65

Max age for ROP: 60 on a 20-year term, 55 on a 25 year term, 50 on a 30 year term.

 

Coverage amount: $25,000 to 300,000

No cost riders: Receive up to 100% for Terminal Illness. Up to $5,000 Confined care, Up to 95% for Chronic illness

Optional riders: ROP, Critical illness, disability income, accidental death, waiver of premium, children’s insurance, level term

Confined care benefit: If the insured is confined to a nursing home at least 30 days after the policy is written, the insured can receive a monthly payment.  Monthly benefit of 5% of the face amount up to $5,000

Riders: Accelerated Death Benefit, Children’s benefit, Grandchild benefit, Nursing home waiver

*Return of premium only returns 75% of the premium.  It’s recommended if your client wants ROP to select another carrier.

Payment methods: Checking account

Agent commission: Full for Preferred & Standard. Reduced commission for Modified (MWL)

Application: eApp & Telephone Interview app: https://www.insuranceapplication.com/cgi/webapp/mobile/Queue.aspx

Agent Guide: AmAm Home Protector Product Guide

RUN QUOTE

Website: https://www.americanamicable.com/Marketing/area/A/marketing.php

Sales Support:  800-736-7311 (prompts 1, 1, 2)

Apptical phone interview: 877-351-1773

Monday – Friday 7:30 am CST – 9:00 pm CST

Saturday – Sunday 9:00 am CST – 1:00 pm CST

Review the powerpoint slide on how to complete an Eapplication.

AmAm Application Tutorial