Final Expense Whole Life - Living Promise

Product type: Whole Life

Product Training Video: Watch this overview Living Promise Training Video

Offers: Level, Graded, Modified plans

Level Benefit Plan:

Age: 45-85

Coverage amount: $2,000 – $40,000

Living benefits: Accelerated Death Benefit for Terminal Illness

Graded Benefit Plan (Beneficiary receives premium plus 10 percent the first two years). If your client is not approved for level then write the policy with Prosperity Life. 

Age 45-80

Coverage amount: $2,000 – $20,000

Payment methods: Checking account only

Agent commission: Full for Level. Reduced for Graded.

Application: eApp & Paper app:

Customer Brochure: Living promise brochure

Agent Guide: MOO LP Agent Guide

Build Chart: MOO Express product build chart

RX Guide:MOO RX guide

RUN QUOTE

Website: https://accounts.mutualofomaha.com/

Sales Support: 800-775-7896

Term Life Express

Product type: Term Life Express

Level Benefit Plan: 10, 15, 20, 30 year and ROP on 20 & 30 year term

Issue Age: 18-65

Coverage amount:

  • $25,000 – $300,000 ages 18-50
  • $25,000 – $250,000 ages 51-65

Riders included at no extra cost: Accelerated Death Benefit for Terminal Illness 92% of the death benefit, Residential damage waiver of premium, waiver of premium for unemployment, Common carrier death benefit provision

Optional riders:  Disability income, disability waiver of premium, accidental death, dependent children coverage.

Payment methods: Checking account only

Agent commission: Full for Level.

Application: eApp & Paper app:

Customer Brochure: MOO Term life express brochure

Agent Guide: MOO term life express product guide

Build Chart: MOO Express product build chart

RX Guide:MOO RX guide

RUN QUOTE

Website: https://accounts.mutualofomaha.com/

Sales Support: 800-775-7896

Guaranteed Advantage Accidental Death

Product type: Term Accidental Death only plan

Guaranteed ADvantage Accidental Death Insurance covers your client in the case of death resulting from an accident. The application process is easy – no health questions, medical exams or occupational restrictions. Guaranteed ADvantage is guaranteed coverage so your client cannot be turned down.

Level Benefit Plan: issues age 18-70 and policy coverage up to age 80.  ROP option on plan.

Issue Age: 18-70

Coverage amount: $50,000 – $500,000

Optional riders:  Return of premium, Spouse and Family option

  • Spouse coverage is 100 percent of the Proposed Insured coverage and child coverage is 20 percent of the Proposed Insured coverage
  • 24-hour all accident coverage
  • Common Carrier Benefit: provides an additional death benefit equal to the base accidental death benefit
  • Auto Pedestrian Benefit: pays an additional 25 percent of the accidental death benefit

Payment methods: Checking account only

Agent commission: Full for Level.

Application: eApp & Paper app:

Agent Guide: MOO Accidental Death product details

RUN QUOTE

Website: https://accounts.mutualofomaha.com/

Sales Support: 800-775-7896